Building Community
Ownership one Investor
at a time

Move from Owing to Owning.
Join your neighbors and invest
in your Community. #InvestCIT

The community Investment Trust (CIT) builds the possibility to strengthen communities and create empowered lives. The CIT offers a long-term path to collective, communal ownership of real-estate for investors from $10 - $100 /month. Ultimately, we are commited to working together to build more productive and resilient communities in the Pacific Northwest.

Solving asset poverty one neighborhood at a time
What is CIT

What is CIT?

The Community Investment Trust is Mercy Corps Northwest’s innovative financial inclusion tool that breaks down barriers for low dollar investors.

The CIT is making it possible for people to invest alongside their neighbors in Plaza 122, a thriving, diverse and local commercial property in East Portland.

Our first CIT is in east Portland (Oregon) and is open to all those who live within zip codes 97216, 97230, 97233 or 97236.

Investors make money by following our Learn-Invest-Profit steps:

Through the CIT class, investors LEARN how to Move from Owing to Owning, then enroll to INVEST $10, $25, $50, or $100 per month.

As time passes, investors buy more shares in the building. During that time, the property appreciates, and the loan owed on the property goes down.

The combination of the two factors increases the value of the CIT shares.

During the year the building tenants pay rent and expenses for the property. When there is money in the end that is PROFIT, investors receive an annual dividend.

What sets the CIT model apart is that we have built-in a provision to protect the shareholder’s investment from losses through a Letter of Credit.

Reasons to invest

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